Will and I have paid off my first student loan!!! Sure, it's just one of many. Sure, we still have a ways to go. But one is done. No more payments to CitiBank! Not that I had any bad experiences with them. It was just one of the smaller ones that we were able to knock out this year. Fingers crossed, we'll have our car, maybe another student loan (or at least a big dent taken out), and our credit card paid off by the end of the year.